Calculators

A reliable financial calculator is essential when you're sitting down to budget, plan, and analyze your finances. We have over 25 of them—all free to use—to help you get your money matters squared away. So grab a pencil, choose a calculator, and crunch those numbers.

Cost-of-Debt Calculator

Debt is expensive. This calculator shows you just how expensive. Find out how much you owe, the interest you'll pay, and how long it'll take to pay everything off.

Use the Cost-of-Debt Calculator

Snowball Debt Elimination Calculator

The idea is simple: Pay off one debt, and then add that debt's payment amount onto payment on another debt. Your payments grow and snowball through your debt until it's paid off. This calculator will show you how your snowball payments might work.

Use the Snowball Debt Elimination Calculator

Credit Card Minimum Payment Calculator

Find out how long it will take to pay off your credit card balance if you only pay the minimum each month.

Use the Credit Card Minimum Payment Calculator

Credit Card Pay Off Calculator

Just how much will it take to pay off your credit card balance? What can you change to meet your repayment goals? Here's a calculator to help you find out.

Use the Credit Card Pay Off Calculator

Debt Consolidation Calculator

Should you consolidate your debt? This calculator can help you decide.

Use the Debt Consolidation Calculator

Home Budget Analysis Calculator

Figuring out where your money is going is key to controlling your budget. This calculator analyzes your monthly income and expenditures so you can find areas of opportunity to make improvements.

Use the Home Budget Analysis Calculator

Early Savings Calculator

Waiting even a few years to start saving can cost thousands of dollars in the long run. Find out how much delaying can cost you.

Use the Early Savings Calculator

Compound Savings Calculator

Making consistent deposits, even small ones, to your savings and investments can add up over time and be an effective financial strategy. Explore how this strategy can work for you.

Use the Compound Savings Calculator

Emergency Savings Calculator

Emergencies happen—they're a fact of life. This calculator helps you determine how much you need to save for when—not if—an emergency happens.

Use the Emergency Savings Calculator

Health Savings Account (HSA) Calculator

Planning on using your Health Savings Account (HSA) over time or even into retirement? This calculator will help you see just how that can work.

Use the Health Savings Account (HSA) Calculator

Net Worth Calculator

Determine your net worth and estimate how it could grow (or shrink) over the next 10 years. This is a great way to start envisioning your long-term financial goals.

Use the Net Worth Calculator

Inflation Calculator

Remember when comic books cost 10 cents? Now they're $3.99! See how the value of the U.S. dollar has changed over time and how much you need to earn to keep up.

Use the Inflation Calculator

Pension vs. Lump-Sum Calculator

Deciding between pension payments and a lump-sum payout can be tough. This calculator can help you sort it out so you can plan your pension payments throughout retirement.

Use the Pension vs. Lump-Sum Calculator

Civilian vs. Military Pay Calculator

Military pay can be more than expected due to allowances and incentives. Civilian pay can be less due to being fully taxed. See just how the two differ with this calculator.

Use the Civilian vs. Military Pay Calculator

Rent vs. Buy Calculator

This calculator helps you evaluate the cost of renting a home vs. buying one. It takes into account a home's original purchase price and monthly payments, like taxes, interest, and fees.

Use the Rent vs. Buy Calculator

15- vs. 30-year Mortgage Calculator

The two most popular mortgages are 15 year and 30 year. Which one is right for you depends on your unique financial situation. This calculator can help you choose.

Use the 15- vs. 30-year Mortgage Calculator

Mortgage Refinance Calculator

Use this calculator to factor in things like your current interest rate, potential new rates, closing costs, and how long you plan to stay in your home to figure out if and/or when you should refinance.

Use the Mortgage Refinance Calculator

Mortgage Payoff Calculator

How much interest can you save—and how much faster can you pay off your home—by increasing your mortgage payment? This calculator helps you find out.

Use the Mortgage Payoff Calculator

Car Loan Calculator

Buying a car can be stressful, but this calculator may relieve some of that pressure by helping you determine your monthly car loan payment based on different purchase prices.

Use the Car Loan Calculator

Car Rebate vs. Low-Interest Financing Calculator

Should you take advantage of low-interest financing or a manufacturer rebate? This calculator helps you make that decision.

Use the Car Rebate vs. Low-Interest Financing Calculator

Investment Goal Calculator

Are you on track to hit your investing goal? This calculator factors in growth, taxes, and inflation to give you an idea of where you stand.

Use the Investment Goal Calculator

Investment Fees Comparison Calculator

There are many types of investing fees, and they can really affect your investment outcomes. This calculator helps you see just how much impact they will have.

Use the Investment Fees Comparison Calculator

Annual Rate of Return Calculator

This calculator helps you determine the annual return on an initial amount plus follow-up deposits plus a known final future portfolio value.

Use the Annual Rate of Return Calculator

U.S. Easy Tax Estimator

This simplified tax calculator helps you estimate your total taxes for the current year and project your refund or the amount you may owe next April.

Use the U.S. Easy Tax Estimator

Marginal Tax Estimator

Knowing your income tax rate can help you plan for retirement and investing. This calculator helps you find your tax bracket and your marginal tax rate for the current tax year.

Use the Marginal Tax Estimator