Middle School (6–8)
Ways to engage middle school students for a brighter future.
Explore middle school-friendly activities designed to help students expand their personal finance skills for the real world.
Money Matters
Since 2004, Charles Schwab Foundation has partnered with Boys & Girls Clubs of America to create and deliver Money Matters: Make It CountSM. Thanks to this program, over 1 million teens have learned critical money management skills, such as goal setting, budgeting, and saving.

Recommended resources for middle school students.
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CLASSROOM CURRICULUMCouncil for Economic Education (CEE)
Connect with this leading U.S. organization focused on student economic and financial education for K–12.
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CLASSROOM CURRICULUMMoney Math: Lessons for Life
This four-lesson curriculum supplements middle school math classes, teaching math concepts using real-life examples from personal finance.
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FINANCIAL LITERACY PROGRAMJunior Achievement USA
Ignite the spark in students with experiential learning in financial literacy, work readiness, and entrepreneurship.
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CLASSROOM CURRICULUMTake Charge Today
Access ready-to-teach, activity-based lessons that take a real-life approach to personal finance. Students will learn to think through financial choices to improve their outcomes.
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CLASSROOM CURRICULUMMoneySkill
This free online personal finance course can help students in middle school, high school, or college.
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CLASSROOM CURRICULUMNetwork for Teaching Entrepreneurship (NFTE)
Discover a range of programs designed to engage students online and in person to think like entrepreneurs.
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CLASSROOM CURRICULUMSchwab MoneyWise® Workshop
Bring basic money management skills to life with this 60- to 90-minute session designed especially for teens and young adults ages 13–18.
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PERSONAL FINANCE ACTIVITIESFDIC Money Smart
Learn how this program has helped people of all ages improve their financial skills and create positive banking relationships since 2001.