Middle School (6–8)
Ways to engage middle school students for a brighter future.
Explore middle school-friendly activities designed to help students expand their personal finance skills for the real world.
Since 2004, Charles Schwab Foundation has partnered with Boys & Girls Clubs of America to create and deliver Money Matters: Make It CountSM. Thanks to this program, over 1 million teens have learned critical money management skills, such as goal setting, budgeting, and saving.
Get free financial literacy lesson plans developed by teachers for teachers. Search by grade level for engaging projects made available by DonorsChoose and Charles Schwab Foundation.
Next Gen Personal Finance
Access free online games that engage students in decision-making around paying for college, budgeting, investing, and more.
Recommended resources for middle school students.
CLASSROOM CURRICULUMCouncil for Economic Education (CEE)
Connect with this leading U.S. organization focused on student economic and financial education for K–12.
CLASSROOM CURRICULUMMoney Math: Lessons for Life
This four-lesson curriculum supplements middle school math classes, teaching math concepts using real-life examples from personal finance.
FINANCIAL LITERACY PROGRAMJunior Achievement USA
Ignite the spark in students with experiential learning in financial literacy, work readiness, and entrepreneurship.
CLASSROOM CURRICULUMTake Charge Today
Access ready-to-teach, activity-based lessons that take a real-life approach to personal finance. Students will learn to think through financial choices to improve their outcomes.
This free online personal finance course can help students in middle school, high school, or college.
CLASSROOM CURRICULUMNetwork for Teaching Entrepreneurship (NFTE)
Discover a range of programs designed to engage students online and in person to think like entrepreneurs.
CLASSROOM CURRICULUMSchwab MoneyWise® Workshop
Bring basic money management skills to life with this 60- to 90-minute session designed especially for teens and young adults ages 13–18.
PERSONAL FINANCE ACTIVITIESFDIC Money Smart
Learn how this program has helped people of all ages improve their financial skills and create positive banking relationships since 2001.