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Ask Carrie: Saving and Spending

10 Steps to a DIY Financial Plan

by Carrie Schwab-Pomerantz
September 10, 2019

A financial plan doesn't require that you have a lot of money—and it doesn't have to cost you a penny.
Are Your Kids' Extracurricular Activities Straining Your Budget?

by Carrie Schwab-Pomerantz
August 28, 2019

Are your kids' extracurricular activities straining your budget? Don't go into debt. Plan ahead instead.
Are You Prepared for a Financial Emergency?

by Carrie Schwab-Pomerantz
August 21, 2019

Millions of Americans are unprepared for a financial emergency. Carrie provides clear-cut advice for creating a safety net.
Is It Time to Declutter Your Finances?

by Carrie Schwab-Pomerantz
July 31, 2019

Closing financial accounts you no longer need can be a good idea—but take special care with credit cards.
Is Social Media Ruining Your Finances?

by Carrie Schwab-Pomerantz
July 17, 2019

Is social media causing you to spend more than you can afford? Don't fall for FOMO.
A Millennial Asks: Is an HSA a Good Deal?

by Carrie Schwab-Pomerantz
July 03, 2019

For a young person, opting for an HSA has benefits that go beyond health insurance.
Is Your Wedding Your Top Financial Goal?

by Carrie Schwab-Pomerantz
June 19, 2019

A wedding is a magical day, but it can also be a big investment. How does it fit in with your other financial goals?
Top 10 Financial To-Dos for Today's Grads

by Carrie Schwab-Pomerantz
June 05, 2019

Graduation brings new freedoms but also new responsibilities—especially when it comes to money. Are you ready?
2019 Modern Wealth Survey Results Are In. How Do You Stack Up?

by Carrie Schwab-Pomerantz
May 29, 2019

The Schwab 2019 Modern Wealth Survey gives insights into how Americans view—and manage—wealth. Where do you fit in?
What Do Military Vets Need to Know About Their Finances?

by Carrie Schwab-Pomerantz
May 22, 2019

Veterans can face significant financial challenges as they return to civilian life. Here are suggestions for a secure financial future.
Launching a Student After College

by Carrie Schwab-Pomerantz
May 07, 2019

How can you help a new grad attain financial independence?
Are You Fooling Yourself When It Comes to Money?

by Carrie Schwab-Pomerantz
March 27, 2019

This April Fools' Day make sure you're not making some common—but foolish—money mistakes.
10 Financial Resolutions to Make—and Keep—Year After Year

by Carrie Schwab-Pomerantz
January 02, 2019

Do you make the same financial resolutions every year? When it comes to your money, that may be a good thing!
Millennials on FIRE: The Frugality Movement That’s Gaining Steam

by Carrie Schwab-Pomerantz
November 09, 2018

Some young people are embracing extreme savings methods in exchange for financial independence.
What's the Best Way to Invest Money Gifts for a New Baby?

by Carrie Schwab-Pomerantz
August 01, 2018

When investing money for a new baby, let your goals be your guide.
How Can I Explain the Power of Compound Interest to My Teen?

by Carrie Schwab-Pomerantz
July 25, 2018

When it comes to explaining compound interest, the numbers speak for themselves.
Mother's Day Tips for Teaching Your Kids about Money

by Carrie Schwab-Pomerantz
May 09, 2018

Moms play a lot of roles and financial coach should be one of them. Here are tips on how to do it.
Is Keeping Your Car Worth the Cost?

by Carrie Schwab-Pomerantz
April 30, 2018

Ditching one of your cars can save you money but there are trade-offs to consider before tossing away your keys.
Women and Money: Why It's Important to Take Control of Your Finances

by Carrie Schwab-Pomerantz
March 05, 2018

Financial independence is a great equality booster. Take steps now to take charge of your finances—and your life.
Can Middle Schoolers Learn to Make Smart Money Choices?

by Carrie Schwab-Pomerantz
January 31, 2018

Learning about money is a hands-on experience. Give your kids financial responsibility and the lessons will follow.
Ten Simple Steps for Financial Success in the New Year

by Carrie Schwab-Pomerantz
January 03, 2018

It's great to have plans for 2018. It's even better to set a financial foundation so you can make them a reality.
Is It Better to Rent or Buy?

by Carrie Schwab-Pomerantz
December 20, 2017

Think you're ready to buy a home? Remember, it's as much an emotional decision as a financial one.
Tips for Finding Financial Advice

by Carrie Schwab-Pomerantz
November 15, 2017

Finding the right financial advice takes some in-depth thinking and research. Start here.
This Halloween, Don't Let These 10 Common Money Mistakes Creep Up On You!

by Carrie Schwab-Pomerantz
October 18, 2017

These 10 money mistakes are all too common. This Halloween, watch out!
Are You Prepared to Switch from Full-Time Job to Full-Time Parenthood?

by Carrie Schwab-Pomerantz
August 23, 2017

Deciding to leave your job to be a full-time parent has emotional as well as financial implications. Be prepared.
How Do You Define Wealth?

by Carrie Schwab-Pomerantz
July 12, 2017

Is wealth a number or an attitude? Whatever your definition, you need to stay on top of what you have.
Just Starting Out? Take These Seven Steps Toward Financial Independence.

by Carrie Schwab-Pomerantz
June 28, 2017

Financial independence is a long-term effort but it starts right now with a few important steps.
Worried About Student Loan Debt? You’re Not Alone.

by Carrie Schwab-Pomerantz
June 07, 2017

When it comes to financial concerns for today's grads, student debt tops the charts. Here's what you can do about it.
Independent Contractors: Is Your Money Working as Hard as You Are?

by Carrie Schwab-Pomerantz
May 24, 2017

As an independent contractor, you're not only your own boss—you're your own CFO. And there's a lot to think about.
Ten Common Money Wasters—Don't Be Fooled!

by Carrie Schwab-Pomerantz
March 29, 2017

Just like an April Fools’ Day prank, these 10 common money wasters may take you by surprise. Don't be fooled!
You're Ready for That First House—But Can You Afford It?

by Carrie Schwab-Pomerantz
March 15, 2017

There are rules of thumb for how much house you can afford, but there's a lot more to consider.
Seven Quick Tricks to Set Yourself Up for Financial Success

by Carrie Schwab-Pomerantz
January 18, 2017

Are your financial resolutions already a thing of the past? Try these seven tricks to get on track—and stay there.
Are You Ready for a Financially Healthy 2017?

by Carrie Schwab-Pomerantz
January 11, 2017

Need to detox your finances? This 30-day program can lead to lifelong financial health. Try it.
Women and Money: Are You in Control of Your Finances?

by Carrie Schwab-Pomerantz
September 28, 2016

Historically, women have been less engaged in managing their finances. It's time to rewrite that history.
Is Your Teen Financially Fit?

by Carrie Schwab-Pomerantz
August 24, 2016

Kids want to learn about money management and it's pretty much up to us parents to teach them. Here's how.
What's The Best Way to Invest for Your Grandchildren's College Education?

by Carrie Schwab-Pomerantz
May 25, 2016

Investing on behalf of your grandchildren is a wonderful—and generous—idea. But choosing the right investment account demands some thought.
Saving for Your Child's Future? Define That Future.

by Carrie Schwab-Pomerantz
October 07, 2015

Saving for a child is a great idea but before opening an account, you need to think about your ultimate goal.
It's Open Enrollment. HSA vs. FSA—What's the Difference?

by Carrie Schwab-Pomerantz
September 30, 2015

Open enrollment is a great time to plan for health care costs and get a tax break, too. Don't ignore it!
How Much Should You Be Saving?

by Carrie Schwab-Pomerantz
April 29, 2015

Everyone knows it's important to save. But how much? That depends on your goals and how long you have to reach them.
Money Management Tips For Couples Merging Households

by Carrie Schwab-Pomerantz
February 11, 2015

You're emotionally ready to move in together, but what about financially? Share your money concerns before sharing an address.

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