Schwab MoneyWise ®

Ask Carrie: Kids and Teens

Is Your Teen Financially Fit?

by Carrie Schwab-Pomerantz
April 21, 2021

Want to boost your teen's financial education? Give them some hands-on money experience.
Baby On the Way: Are You Ready for Your New Financial Reality?

by Carrie Schwab-Pomerantz
November 06, 2020

A new baby means a whole new financial reality. Best to be prepared—starting before the baby comes.
Could More Screen Time Give Your Kids a Financial Head Start?

by Carrie Schwab-Pomerantz
September 30, 2020

Financially focused videogames can help parents turn a screen time battle into an opportunity.
529 Accounts: What Happens When Your Child Doesn't Go to College?

by Carrie Schwab-Pomerantz
September 01, 2020

Kid not going to college? Don't despair. Those 529 assets can be used for a variety of education costs.
Do You Want to Leave an IRA to Your Grandchildren?

by Carrie Schwab-Pomerantz
July 07, 2020

Leaving an IRA to your grandchildren can be a great idea, but make sure you pay attention to the details.
What's the Best Way to Choose a Guardian for Your Kids?

by Carrie Schwab-Pomerantz
June 09, 2020

Not sure how to choose the best guardian for your kids? Start by asking yourself some important questions.
Let’s Talk to Our Kids About Money, Even When Times Are Tough

by Carrie Schwab-Pomerantz
May 12, 2020

It's always good to talk openly with your kids about money. Now it may be more important than ever.
Five Ways to Make Giving a Family Affair This Holiday Season

by Carrie Schwab-Pomerantz
November 13, 2019

Involving kids in charitable giving is both a financial and personal lesson. Here are 5 ways to get their interest.
Girls and Money: Six Important Steps to Take Right Now

by Carrie Schwab-Pomerantz
October 02, 2019

In spite of advances in many areas, girls often don't get the same financial start as boys. Here's what you can do.
Here's How You Can Help Teachers Meet the Financial Education Challenge

by Carrie Schwab-Pomerantz
September 04, 2019

Back to school is a great time to focus on financial education. See what teachers are doing—and how you can help.
Should You Have a Separate 529 Account for Each Child?

by Carrie Schwab-Pomerantz
August 29, 2019

Technically, you can use a single 529 account for multiple children. But there are lots of reasons not to.
Are Your Kids' Extracurricular Activities Straining Your Budget?

by Carrie Schwab-Pomerantz
August 28, 2019

Are your kids' extracurricular activities straining your budget? Don't go into debt. Plan ahead instead.
How to Talk to Kids About Money

by Carrie Schwab-Pomerantz
August 23, 2019

Are you giving your girls and boys the same money messages? Here's why you should and how to do it.
Teaching Your Kids About Money? Here Are Five Life Lessons That Can Help.

by Carrie Schwab-Pomerantz
August 09, 2019

Trying to teach your kids about money? Here are five common life lessons you can use to get their attention.
A Father’s Day Financial Checklist for New Dads (and Moms)

by Carrie Schwab-Pomerantz
June 12, 2019

Raising kids is expensive, but being financially prepared isn't just about money—it's about planning ahead.
Top 10 Financial To-Dos for Today's Grads

by Carrie Schwab-Pomerantz
June 05, 2019

Graduation brings new freedoms but also new responsibilities—especially when it comes to money. Are you ready?
What Money Values Are You Passing on to Your Kids?

by Carrie Schwab-Pomerantz
May 08, 2019

Teaching financial values isn't just about money. It's about helping kids become productive, independent adults.
Saving for College: What's the Difference Between a 529 Plan and Custodial Account?

by Carrie Schwab-Pomerantz
May 01, 2019

Do you know the differences between a 529 and a custodial account? If you're saving for college, you should.
What's Better for Your Teen—a Credit Card or Debit Card?

by Carrie Schwab-Pomerantz
January 16, 2019

Whether you give your teen a debit or credit card, make sure it comes with some lessons in money management.
Why Not Make a Gift of Financial Education This Season?

by Carrie Schwab-Pomerantz
December 12, 2018

Here's an easy way to help teachers in your community and across the country offer financial education to more kids.
Tips to Help Young People Turn Financial Optimism Into Positive Action

by Carrie Schwab-Pomerantz
August 22, 2018

While young people today are optimistic about their financial futures, their money habits tell a different story.
What's the Best Way to Invest Money Gifts for a New Baby?

by Carrie Schwab-Pomerantz
August 01, 2018

When investing money for a new baby, let your goals be your guide.
How Can I Explain the Power of Compound Interest to My Teen?

by Carrie Schwab-Pomerantz
July 25, 2018

When it comes to explaining compound interest, the numbers speak for themselves.
Mother's Day Tips for Teaching Your Kids about Money

by Carrie Schwab-Pomerantz
May 09, 2018

Moms play a lot of roles and financial coach should be one of them. Here are tips on how to do it.
The Capitol Hill Challenge: How Would a Teenager Invest $100,000?

by Carrie Schwab-Pomerantz
April 04, 2018

Have you heard of the Stock Market Game and Capitol Hill Challenge™? It's a great way to teach teens about investing.
Does Your Teen Need to File a Tax Return?

by Carrie Schwab-Pomerantz
February 21, 2018

Whether or not your teen needs to file a tax return, a first job can be a great lesson in financial reality.
Can Middle Schoolers Learn to Make Smart Money Choices?

by Carrie Schwab-Pomerantz
January 31, 2018

Learning about money is a hands-on experience. Give your kids financial responsibility and the lessons will follow.
Helping Young Adults Means More Than Writing a Check

by Carrie Schwab-Pomerantz
June 22, 2016

Will helping kids financially weaken their motivation? Not if you're selective about the type of help you give.
What's The Best Way to Invest for Your Grandchildren's College Education?

by Carrie Schwab-Pomerantz
May 25, 2016

Investing on behalf of your grandchildren is a wonderful—and generous—idea. But choosing the right investment account demands some thought.
How Can a Teenager Begin to Invest?

by Carrie Schwab-Pomerantz
November 18, 2015

Help a young person get started investing now and they'll thank you for years to come. Here's how.

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.

Charles Schwab & Co., Inc. ("Schwab"). All rights reserved. Member SIPC.