Schwab MoneyWise ®
Schwab MoneyWise®

Homes and Mortgages

Is Interest on a HELOC Still Tax-Deductible?

by Carrie Schwab-Pomerantz
July 18, 2018

Interest on a HELOC may still be tax-deductible, but there are new laws and limits.
Is It Better to Rent or Buy?

by Carrie Schwab-Pomerantz
December 20, 2017

Think you're ready to buy a home? Remember, it's as much an emotional decision as a financial one.
Can You Use IRA Assets to Purchase a Retirement Home? Should You?

by Carrie Schwab-Pomerantz
October 04, 2017

You can use IRA assets to purchase a retirement home, but make sure it makes financial sense.
Planning to Rent Out Your Vacation Home? Understand the Tax Rules.

by Carrie Schwab-Pomerantz
September 20, 2017

Renting out a vacation home can help defray your costs—but the tax rules are complicated. To avoid a big IRS headache, pay close attention and keep accurate records.
Is a HELOC Right for You?

by Carrie Schwab-Pomerantz
July 26, 2017

Home renovations are exciting—and expensive. Having equity in your home can help you foot the bill.
You're Ready for That First House—But Can You Afford It?

by Carrie Schwab-Pomerantz
March 15, 2017

There are rules of thumb for how much house you can afford, but there's a lot more to consider.
Could Your Financial House Use Some Spring Cleaning?

by Carrie Schwab-Pomerantz
March 08, 2017

Overwhelmed by financial clutter? A little spring cleaning now could save you time and money later.
Postponing Retirement? Don't Postpone Planning for It!

by Carrie Schwab-Pomerantz
July 13, 2016

Being 65 doesn't mean you have to retire—but you do need to prepare for a smooth transition when the time comes.
Does It Make Sense to Pay Off Your Mortgage?

by Carrie Schwab-Pomerantz
June 01, 2016

Whether or not to pay off your mortgage before you retire is a balance of practical considerations and peace of mind.
Should you refinance your mortgage?

by Carrie Schwab-Pomerantz
January 20, 2016

Rising interest rates may have you thinking about refinancing your mortgage but there's a lot more to consider.
Retirement Cash Reserves: What About a HELOC?

by Carrie Schwab-Pomerantz
September 02, 2015

A HELOC is great to cover the unexpected, but when it comes to retirement cash reserves, you need to plan ahead.
This Is What Marriage Equality Looks Like—For Your Finances

by Carrie Schwab-Pomerantz
August 05, 2015

Now that the Supreme Court has legalized same-sex marriage nationwide, it's essential for new couples to familiarize themselves with the financial benefits of marriage.
Will You Have to Pay Capital Gains Taxes on the Sale of Your Home?

by Carrie Schwab-Pomerantz
July 01, 2015

There are generous exclusions for capital gains on the sale of a home—but timing is crucial.
Seven Potential Costs of Owning a Home that Should Factor Into Your Budget

by Carrie Schwab-Pomerantz
March 04, 2015

You've got the down payment and mortgage covered—but have you budgeted for the extra costs of owning a home? Here are seven to definitely consider.
Is Downsizing the Right Move for You?

by Carrie Schwab-Pomerantz
January 15, 2014

Thinking of downsizing? It's great to sell your home when prices are up, but that's not the only consideration.

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