Skip to content
  • Home
  • Essentials
        • ESSENTIALS
        • Goals and Budgeting
          • Overview
          • Organizing Your Financial Life
          • Budgeting
          • Your Personal Net Worth
          • Setting Goals
          • Financial Planning
          • Planning Your Charitable Giving
        • Credit and Debit
          • Overview
          • Good Debt versus Bad Debt
          • How Credit Can Help—and Hurt
          • Understanding Your Credit Score
          • Preventing Identity Theft
          • Paying Off Student Debt
        • Estate Planning
          • Overview
          • Estate Plan Basics
          • Creating an Estate Plan
        • Types of Accounts
          • Overview
          • Choosing the Right Accounts
          • Individual Retirement Accounts
          • Employer Sponsored Retirement Accounts
          • Small Business Retirement Accounts
          • College Savings Accounts
          • Custodial Accounts
          • Understanding FDIC and SIPC Insurance
        • Saving
          • Overview
          • Why You Should Save and How Much
          • Making the Most of Your Paycheck
          • Saving for an Emergency
          • Eight Savings Fundamentals
        • Investing
          • Overview
          • Getting Started with Investing
          • Stocks, Bonds, and Cash
          • Fractional Shares
          • Socially Responsible Investing
          • Understanding Mutual Funds and ETFs
          • Creating an Investment Plan
          • Finding the Right Asset Allocation
          • The Advantages of Diversification
          • Benefits of Compound Growth
          • Tax-Smart Investing
          • The Importance of Monitoring and Rebalancing
        • Taxes
          • Overview
          • Income Taxes
          • Income Taxes for Children
          • Calculate Taxes
          • Payroll Taxes
        • Insurance
          • Overview
          • Insurance You Need
          • Individual Health Insurance
          • Group Health Insurance
          • Understanding Medicare
          • Disability Insurance
          • Life Insurance
          • Long-Term Care Insurance
          • Auto Insurance
  • My Life
        • MY LIFE
        • STARTING OUT
        • BUYING A CAR
        • MILITARY COMMUNITY
        • Buying a Home
          • Overview
          • Buy or Rent?
          • How Much House Can You Afford?
          • Mortgage Basics
          • Beyond Mortgage Costs
        • Jobs
          • Overview
          • Changing Jobs
          • What to Do If You Lose Your Job
          • Managing Your Finances as You Change Jobs
          • Protecting Your 401(k)
        • Getting Married
          • Overview
          • Planning and Paying for a Wedding
          • Marrying Your Finances
          • Prenups: Do You Need One?
        • Starting a Family
          • Overview
          • Budgeting for a Child
          • Insurance and Estate Planning Needs
          • Planning for a Child's Education
        • Divorce
          • Overview
          • Preparing Your Finances for Divorce
          • Protecting Yourself During a Divorce
          • Managing Money After a Divorce
        • Helping Aging Parents
          • Overview
          • Talking Money with Aging Parents
          • Insurance Needs
          • Managing Income and Investments
          • Knowing Their Wishes
          • Social Services
        • Losing a Loved One
          • Overview
          • Handling Finances After Loss
          • Special Guidelines for Loss of a Spouse
        • Retirement
          • Overview
          • Starting Retirement
          • Nearing Retirement
          • Enjoying Retirement
  • Money Talk
        • MONEY TALK
        • Planning & Goals
        • Investing Basics
        • Insurance
        • Education Savings
        • Couples & Families
        • Kids & Teens
        • Estate
        • Retirement
        • Major Purchases
        • Banking, Credit & Debt
        • Budgeting & Saving
        • Taxes
        • About Money Talk
  • Teaching Kids
        • TEACHING KIDS
        • Basics
          • Overview
          • Rules of the Road at Every Age
          • Budgeting
        • Saving
          • Overview
          • Starting the Savings Habit
          • Motivating Your Kids to Save
          • Tips for Parents with Kids and Teens
        • Investing
          • Overview
          • Introducing Kids to Investing
          • Important Investing Concepts
          • Benefits of Early Investing
          • Investment Accounts for Kids
        • Giving Back
        • Life Lessons
          • Overview
          • Tips for Financial Success
          • Managing an Allowance
          • Help Teens use Credit Wisely
        • Buying a Car
          • Overview
          • Your Teen's First Car
          • Assessing Your Teens Needs and Budget
          • Cash or Financing?
          • Auto Insurance
        • First Job
          • Overview
          • Your Teen's First Job
          • Income Tax Basics
          • Payroll Tax Basics
          • Getting Serious About Saving
        • Going to College
          • Overview
          • Costs Beyond Tuition
          • Life Away from Home
        • Leaving the Nest
          • Overview
          • A Checklist for Leaving Home
        • Activities and Resources
          • Overview
          • Overview
        • Categories
          • Overview
          • Classroom Curriculum
        • Age Groups
          • Overview
          • Elementary School
          • Middle School
          • High School
  • Teen Academy
        • GOALS AND BUDGETING
          • Overview
          • Dream Big, Save Smart: How to Set Money Goals
          • Who Needs a Budget? Well, Everyone—Even You!
          • Spending Reality Check: Do You Need It or Just Want It?
        • JOBS
          • Overview
          • Got Your First Job? Understand Your Paycheck
        • CREDIT AND DEBT
          • Overview
          • Spend Smart: How to Use a Credit Card the Right Way
        • COLLEGE
          • Overview
          • Financial Aid 101: How to Pay for College
        • INVESTING
          • Overview
          • This Cool Investing Feature Is the Key to Reaching Your Goals
          • How to Invest Like a Boss—As a Teen
  • Tools & Resources
        • TOOLS AND RESOURCES
        • Worksheets
        • Calculators
        • Spending Tracker
        • Monthly Budget Planner
        • Financial Fitness Quiz
        • Documents and Forms
          • Overview
          • Form W-4
          • Form W-2
          • Form 1099
        • Financial Glossary
  • Foundation
      • FOUNDATION
      • Moneywise America
Search

Worksheets

If you'd like to find out how much to save for retirement—or you want to estimate your personal net worth or organize your financial documents—these worksheets are a good place to start.

Worksheets

  • Personal Finance Cheat Sheet

    Check out this worksheet for some quick tips as you start managing your money in the real world. Learn the dos and don'ts on critical financial topics such as student loans, high-interest debt, taxes, budgeting and more.

    Download the Personal Finance Cheat Sheet 

  • Personal Net Worth Worksheet

    Your net worth is a valuable indicator of your financial strength. Add up your assets and liabilities to see where you currently stand. You can then measure your progress by recalculating it at least once a year.

    Download the Personal Net Worth Worksheet 

  • Inventory of Financial Account Information Form

    Use this worksheet to compile important facts about your financial life, such as account numbers and contact information for your financial advisors. By keeping this inventory up to date, you can organize your financial life and help protect yourself and your loved ones in case of an emergency or other unexpected event.

    Download the Inventory of Financial Account Information Form 

  • Investor Profile Questionnaire

    Use this questionnaire to help determine the mix of assets that best suits your needs. The questions address a number of factors, including your goals, time frame, and feelings about risk.

    Your answers to the six questions will be used to create a personalized model portfolio, ranging from the most conservative (50% bonds, 30% cash, and 20% stocks) to the most aggressive (95% stocks and 5% cash). Keep in mind that the suggested percentages of stocks, bonds, and cash are only guidelines, not absolute rules. They are intended to give you a good example—not an exact figure—of how to configure your portfolio. 

    Download the Investor Profile Questionnaire

Keep learning

Keep Learning icon

Keep learning

Discover more about where you stand financially.

  • Am I on track for retirement?
     
  • What's my personal net worth?
     
  • Get started with investing.
(0316-0887)
  • About the Foundation
    • Foundation
    • Moneywise America
  • Money Talk
    • Money Talk
    • Planning & Goals
    • Investing Basics
    • Insurance
    • Education Savings
    • Couples and Families
    • Kids and Teens
    • Estate
    • Retirement
    • Major Purchases
    • Banking, Credit & Debt
    • Budgeting & Saving
    • Taxes
    • About Money Talk
  • Essentials
  • My Life
  • Teaching Kids
  • Tools and Resources

This information on this website is for educational purposes only, and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.

Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation funded by The Charles Schwab Corporation. It is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.

© 2025 Charles Schwab & Co., Inc. ("Schwab"). All rights reserved. Member SIPC.

(0624-1EZE)