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National Standards in K-12 Personal Finance Education

What do kids need to know to be financially literate? Download the National Standards (PDF) and use them as a guide to create relevant financial lessons.

Aimed at levels K–12, the National Standards provide a framework for teaching kids of all ages—with specific expectations for kindergarten and grades 4, 8, and 12. Educators at every level can use the standards to:

  • Determine the age-appropriate information that students should know.
  • Provide guidelines for evaluating published educational materials.
  • Help shape lesson plans, unit and course outlines, textbook use, field trips, and other learning activities.
  • Increase awareness of the need for personal finance education, help organizations improve their current programs, and assist in creating effective new personal finance curricula.

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager.

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