Schwab MoneyWise ®

Ask Carrie: Credit and Debt

Should You Consolidate Your Debt?

by Carrie Schwab-Pomerantz
April 28, 2021

Debt consolidation can help you manage your current finances, but make sure it also makes sense in the long term.
Money Myths: 10 Ways We Fool Ourselves About Managing Credit

by Carrie Schwab-Pomerantz
March 31, 2021

When it comes to maintaining good credit, don't let myths and misconceptions fool you into bad decisions.
Seven Quick Hacks to Set Yourself Up for Financial Success

by Carrie Schwab-Pomerantz
August 04, 2020

Trying to improve your financial habits? Here are seven hacks to help you get on track—and stay there.
Short on Cash? Carefully Consider Your Options

by Carrie Schwab-Pomerantz
June 30, 2020

Worried about selling in a volatile market? There's more than one way to come up with cash when you need it.
Laid Off and Worried About Money: What to Do Next?

by Carrie Schwab-Pomerantz
June 24, 2020

If you've lost your job, here are concrete steps you can take right now to help secure the present—and the future.
Survival Guide for New College Graduates in the Year of COVID-19

by Carrie Schwab-Pomerantz
June 10, 2020

For new graduates looking for a job in this difficult market, smart money management is crucial.
How to Juggle Multiple Savings Goals

by Carrie Schwab-Pomerantz
May 22, 2020

Where to save first when you can’t max out everything.
Couples and Credit Scores: Is It a Match?

by Carrie Schwab-Pomerantz
May 18, 2020

Keeping your credit score high is important for your financial life—and maybe also for your love life.
Stressed About Money? You’re Not Alone

by Carrie Schwab-Pomerantz
May 13, 2020

Feeling out of control of your finances takes a financial and emotional toll. These money management tips can help.
What Do Military Vets Need to Know About Their Finances?

by Carrie Schwab-Pomerantz
May 12, 2020

Veterans often face significant financial challenges as they return to civilian life. Here's how you can help them.
What Do Recent Changes to FICO Scores Mean for Me?

by Carrie Schwab-Pomerantz
April 20, 2020

Recent FICO changes could impact your credit score, but the fundamentals of good credit remain the same.
Should You Refinance Your Mortgage?

by Carrie Schwab-Pomerantz
April 15, 2020

Falling interest rates may have you thinking about refinancing your mortgage but here's what else to consider.
Today's New Financial Reality: How to Get Through the Tough Times

by Carrie Schwab-Pomerantz
April 08, 2020

Today's financial reality may mean creative budgeting, reducing expenses and getting help when needed. Here's how.
Are You Falling for These Financial Tricks?

by Carrie Schwab-Pomerantz
October 30, 2019

Here are 10 tricks we sometimes play on ourselves when it comes to money—and how to treat yourself better.
Are You Prepared for a Financial Emergency?

by Carrie Schwab-Pomerantz
August 21, 2019

Millions of Americans are unprepared for a financial emergency. Carrie provides clear-cut advice for creating a safety net.
Is It Time to Declutter Your Finances?

by Carrie Schwab-Pomerantz
July 31, 2019

Closing financial accounts you no longer need can be a good idea—but take special care with credit cards.
2019 Modern Wealth Survey Results Are In. How Do You Stack Up?

by Carrie Schwab-Pomerantz
May 29, 2019

The Schwab 2019 Modern Wealth Survey gives insights into how Americans view—and manage—wealth. Where do you fit in?
Navigating the World of Student Loans

by Carrie Schwab-Pomerantz
May 15, 2019

When employed thoughtfully and managed responsibly, student loans can pave the way to a brighter future.
Launching a Student After College

by Carrie Schwab-Pomerantz
May 07, 2019

How can you help a new grad attain financial independence?
Are You Fooling Yourself When It Comes to Money?

by Carrie Schwab-Pomerantz
March 27, 2019

This April Fools' Day make sure you're not making some common—but foolish—money mistakes.
What's Better for Your Teen—a Credit Card or Debit Card?

by Carrie Schwab-Pomerantz
January 16, 2019

Whether you give your teen a debit or credit card, make sure it comes with some lessons in money management.
Ten Simple Steps for Financial Success in the New Year

by Carrie Schwab-Pomerantz
January 03, 2018

It's great to have plans for 2018. It's even better to set a financial foundation so you can make them a reality.
This Halloween, Don't Let These 10 Common Money Mistakes Creep Up On You!

by Carrie Schwab-Pomerantz
October 18, 2017

These 10 money mistakes are all too common. This Halloween, watch out!
Should You Pay Off Student Loans Before Saving for Retirement?

by Carrie Schwab-Pomerantz
September 06, 2017

Don't let student loans jeopardize your future. Strike a balance now between paying back debt and saving.
Is a HELOC Right for You?

by Carrie Schwab-Pomerantz
July 26, 2017

Home renovations are exciting—and expensive. Having equity in your home can help you foot the bill.
Just Starting Out? Take These Seven Steps Toward Financial Independence.

by Carrie Schwab-Pomerantz
June 28, 2017

Financial independence is a long-term effort but it starts right now with a few important steps.
Worried About Student Loan Debt? You’re Not Alone.

by Carrie Schwab-Pomerantz
June 07, 2017

When it comes to financial concerns for today's grads, student debt tops the charts. Here's what you can do about it.
Ten Common Money Wasters—Don't Be Fooled!

by Carrie Schwab-Pomerantz
March 29, 2017

Just like an April Fools’ Day prank, these 10 common money wasters may take you by surprise. Don't be fooled!
Are You Ready for a Financially Healthy 2017?

by Carrie Schwab-Pomerantz
January 11, 2017

Need to detox your finances? This 30-day program can lead to lifelong financial health. Try it.
Online Scams: How Can You Protect Yourself and Your Family?

by Carrie Schwab-Pomerantz
February 17, 2016

Online fraudsters are everywhere. Here's what you need to know—and do—to thwart them.
Should You Consolidate Your Student Loans? Important Things to Consider.

by Carrie Schwab-Pomerantz
February 10, 2016

Consolidating student loans can make life simpler, but there are more factors to consider before making a decision.
Will Debt Derail Your Retirement?

by Carrie Schwab-Pomerantz
September 23, 2015

Retired or not, your debts have to be paid. Best to come up with a realistic repayment plan ahead of time.

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