Understanding your FICO® score

Understanding your FICO® score
Score	Evaluation	What it means
800+	Exceptional	Your score is well above the national average, and you will most likely have no problem getting credit.
740–799	Very Good	Your score is above the national average and demonstrates to lenders that you are an exceptional borrower.
670–739	Good	Your score is average to above average and demonstrates that you are a dependable borrower.
580–669	Fair	Your score is below average. Some lenders might approve loans with this score.
579 and lower	Poor	Your score is well below average and demonstrates that you are a risky borrower.

Score

Evaluation

What it means

800+

Exceptional

Your score is well above the national average, and you will most likely have no problem getting credit.

740–799

Very Good

Your score is above the national average and demonstrates to lenders that you are an exceptional borrower.

670–739

Good

Your score is average to above average and demonstrates that you are a dependable borrower.

580–669

Fair

Your score is below average. Some lenders might approve loans with this score.

579 and lower

Poor

Your score is well below average and demonstrates that you are a risky borrower.

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