The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.
01

I have enough money every month to pay my bills.

02

I keep good records of important documents (e.g., tax forms, insurance policies and financial documents).

03

I have money set aside for an emergency (for example, if my car breaks down).

04

I have money set aside to cover at least a few months of living expenses if I lose my job or become disabled.

05

I pay close attention to my financial statements.

06

Part of my income automatically goes to savings.

07

I contribute to a retirement account.

08

I pay off my credit card(s) in full every month.

09

I know how much debt I have, including credit cards, mortgage, car loan, student loans, etc.

10

My debt is manageable for me.

11

I have a good system for tracking my spending.

12

When it comes to investing, I understand how to diversify my money.

13

I have health insurance to cover my medical expenses.

14

I've reviewed my credit report within the last 12 months.

15

I have an up-to-date will.

16

I have insurance to cover me if I become disabled and can’t work.

17

I know how much of my money goes to taxes.

18

How old are you?




The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including possible loss of principal.

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.

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