Retirement


Can You Get Social Security Benefits From Your Ex?

by Carrie Schwab-Pomerantz
September 27, 2017

Ex-spouse Social Security benefits can boost your income, depending on your circumstances. Get the facts.
Does Marriage Bring Financial Benefits?

by Carrie Schwab-Pomerantz
September 13, 2017

While money should never be the reason to marry, tying the knot can be good for your mutual bottom line.
What Is Wealth Part 2: How Important Is a Financial Plan?

by Carrie Schwab-Pomerantz
August 16, 2017

Putting off financial planning because it's too complicated? Here are three progressive steps to help you get started.
Do You Have to Take an RMD When You Inherit an IRA?

by Carrie Schwab-Pomerantz
July 05, 2017

Inheriting an IRA can be a windfall—but the regulations can be a headache. Make sure you know tax and RMD rules.
Are You Ready to Invest?

by Carrie Schwab-Pomerantz
June 21, 2017

Investing begins with thoughtful answers to some important questions—whether online or in person.
How Can Couples Max Out Social Security Benefits?

by Carrie Schwab-Pomerantz
May 17, 2017

While Social Security changed the rules, it’s still worth it for couples to strategize on how to max out benefits.
Ex-Spouse Social Security Benefits: What's the Best Strategy?

by Carrie Schwab-Pomerantz
March 22, 2017

Even though you're divorced, you might be able to tap into your ex-spouse's work record for Social Security benefits—as long as you meet all the qualifications.
Can You Contribute to Someone Else's IRA?

by Carrie Schwab-Pomerantz
March 01, 2017

Contributing to someone's IRA may seem a simple way to help, but the details of when, where and how are more complex.
Yes, There are Retirement Benefits for a Nonworking Spouse

by Carrie Schwab-Pomerantz
November 01, 2016

Even if your spouse hasn’t worked outside of the home, he or she is entitled to certain retirement benefits, including Social Security.
Laid Off and Worried About Money: What to Do Next?

by Carrie Schwab-Pomerantz
September 07, 2016

Handling your finances after a layoff takes careful planning, both to survive the present and help protect your future.
Retirement Savings: Making Up for Lost Time

by Carrie Schwab-Pomerantz
August 03, 2016

You've put off saving. Do you have to put off retirement? Not necessarily. But you do need to start saving now!
What Should You Budget for Healthcare Costs in Retirement?

by Carrie Schwab-Pomerantz
July 06, 2016

Healthcare costs can be pretty steep in retirement, even for a healthy person. Here's why.
Changing Jobs: What Should You Do With Your 401(k)?

by Carrie Schwab-Pomerantz
June 29, 2016

What you do with your 401(k) when you change jobs has a lot to do with both your current and future plans.
Today's Retirement: Does the 4 Percent Rule Still Make Sense?

by Carrie Schwab-Pomerantz
June 08, 2016

The 4 percent rule for retirement is still useful—as long as you treat it as a guideline and remain flexible.
The Lowdown on 401(k) Loans

by Carrie Schwab-Pomerantz
March 16, 2016

There aren't strict rules on how many times you can take a 401(k) loan, but there can be far-reaching consequences.
Does an Ex-Spouse Qualify for Survivor Benefits?

by Carrie Schwab-Pomerantz
November 04, 2015

There are three basic qualifications for ex-spouse survivors' benefits. But there's even more to consider.
Taking Social Security at 62: Is It a Good Idea?

by Carrie Schwab-Pomerantz
October 14, 2015

Taking Social Security early is always an option—but it could cost you in the long run.
Retirement Conundrum: Spend Now or Save for Later?

by Carrie Schwab-Pomerantz
June 17, 2015

If you plan carefully, it's possible to enjoy retirement without jeopardizing your future—even if you live past 90!
Women and Retirement: Can You Afford Not to Save?

by Carrie Schwab-Pomerantz
May 06, 2015

Women are living longer than men but saving less for retirement. Here's why they need to save more—and sooner.
Social Security: Should You Wait Until Age 70 To Collect?

by Carrie Schwab-Pomerantz
March 25, 2015

While waiting to collect Social Security means a bigger monthly check, that's not the only thing to consider.
If You Have a 401(k), Do You Need an IRA, Too?

by Carrie Schwab-Pomerantz
February 25, 2015

While a 401(k) can be the backbone of your retirement plan, there's a good case for having an IRA as well.
Close to Retirement? Don't Miss These Dates and Deadlines!

by Carrie Schwab-Pomerantz
January 14, 2015

Close to retirement? Here are some age-related dates and deadlines to put on your calendar.
Is Maxing Out Your 401(k) Enough?

by Carrie Schwab-Pomerantz
October 29, 2014

The IRS-mandated maximum 401(k) contributions may actually leave you short. To find out if you're on target, do the math!
You've Inherited an IRA—Now What?

by Carrie Schwab-Pomerantz
October 01, 2014

Inherited IRA rules are different for spouses and non-spouses. Make sure you know the rules that apply to you
Can You Dip Into Your IRA to Buy a First Home? Should You?

by Carrie Schwab-Pomerantz
September 17, 2014

The IRS says you can use IRA money penalty-free for a first home purchase. But that doesn't mean it's a good idea.
Roth vs. Traditional 401(k)—Which Is Better?

by Carrie Schwab-Pomerantz
July 23, 2014

If your employer lets you decide between a traditional and a Roth 401(k), consider choosing both!
Who Qualifies for Social Security Survivor Benefits?

by Carrie Schwab-Pomerantz
May 28, 2014

It's hard to think of finances when a spouse has died, but don't ignore possible Social Security survivor benefits.
Retirement Ahead: Do You Have Enough Exposure to Stocks?

by Carrie Schwab-Pomerantz
April 23, 2014

It's recommended that people gradually move away from stocks as they get older—but can you overdo it?
Saving for Retirement: How Much Is Enough?

by Carrie Schwab-Pomerantz
April 09, 2014

Experts may say you need a million or more to retire, but is that true for everyone? It's best to run your own numbers.
Can You Give Part of Your IRA to Your Family Tax Free?

by Carrie Schwab-Pomerantz
March 19, 2014

You may be willing to share your IRA with your family, but Uncle Sam wants his share, too.
Need to Put Retirement Savings on the Fast Track?

by Carrie Schwab-Pomerantz
February 26, 2014

Retirement saving isn't just about stashing cash. There are tax-smart ways to help you get farther faster.
Can You Contribute to an IRA If You Don't Have a Job?

by Carrie Schwab-Pomerantz
February 26, 2014

IRA contributions can only be made from what the IRS defines as earned income. But wages aren't the only type of income that qualifies.



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