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I was laid off and am seeking employment. I am 60. Would you advise using my IRA funds in an emergency if my unemployment benefits end? What would the penalties be for doing so?
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5 Tips for Parents

Teaching kids to save

  1. Have young kids label and decorate separate jars for each savings goal.
  2. Create a bulletin board to track your child's progress.
  3. Encourage kids to include charity as one of their savings goals.
  4. Help your child open a savings account.
  5. Match young kids' savings contributions dollar-for-dollar.
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